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Latest Articles from Status Home Loans

Check out the latest blog posts from Status Home Loans

Featured Articles

Image for Avoid These 3 Mistakes When Financing Medical Devices

19th October 2026

Avoid These 3 Mistakes When Financing Medical Devices

How doctors, dentists, and allied health practitioners can preserve capital while accessing the latest diagnostic and treatment equipment through structured asset finance.

Image for Do you know how construction loans work for renovations?

16th October 2026

Do you know how construction loans work for renovations?

Understanding construction finance when purchasing a property with renovation potential means knowing how progressive drawdowns, approval requirements, and payment structures protect both you and your lender.

Image for Fixed Rate Loans and Offset Accounts: How They Work Together

14th October 2026

Fixed Rate Loans and Offset Accounts: How They Work Together

Understanding how offset accounts function with fixed rate home loans and when a split loan structure might deliver better value for your circumstances.

Image for Top tips to use offset accounts and reduce home loan interest

14th October 2026

Top tips to use offset accounts and reduce home loan interest

An offset account can reduce the interest you pay on your home loan by linking your everyday savings to your loan balance.

Asset Finance

Image for Avoid These 3 Mistakes When Financing Medical Devices

19th October 2026

Avoid These 3 Mistakes When Financing Medical Devices

How doctors, dentists, and allied health practitioners can preserve capital while accessing the latest diagnostic and treatment equipment through structured asset finance.

Image for Common Mistakes When Financing Security Systems

14th September 2026

Common Mistakes When Financing Security Systems

How businesses across Mandurah and Australia structure security system purchases to preserve capital and maintain cashflow without overpaying

Image for Smart ways to approach asset finance with ATO debt

24th August 2026

Smart ways to approach asset finance with ATO debt

How businesses in Mandurah and across Australia can secure equipment funding even when they owe money to the Australian Taxation Office.

Image for The Easiest Way to Budget for Asset Finance

15th June 2026

The Easiest Way to Budget for Asset Finance

How to calculate the real cost of equipment funding, structure repayments around your cash flow, and avoid budget surprises when financing business assets.

Construction Loans

Image for Do you know how construction loans work for renovations?

16th October 2026

Do you know how construction loans work for renovations?

Understanding construction finance when purchasing a property with renovation potential means knowing how progressive drawdowns, approval requirements, and payment structures protect both you and your lender.

Image for Understanding the Basics of Construction Investment Loans

30th September 2026

Understanding the Basics of Construction Investment Loans

A practical guide to financing an investment property build, from land purchase through to completion and how progressive drawdowns actually work.

Image for Construction Loan Compliance: Risks and Realities

3rd September 2026

Construction Loan Compliance: Risks and Realities

Understanding the compliance requirements, inspection schedules, and contract obligations that determine whether your construction funding continues or stops mid-build.

Image for Construction Loans for Multi-Unit Development Sites

3rd August 2026

Construction Loans for Multi-Unit Development Sites

How construction funding works when you're purchasing land to build multiple dwellings, and what lenders require before they release funds progressively.

Image for How to purchase land for apartment construction

18th June 2026

How to purchase land for apartment construction

Understanding construction loan structures, progressive drawdown arrangements, and approval requirements when funding land acquisition and multi-unit residential development projects.

Home Loans

Image for Fixed Rate Loans and Offset Accounts: How They Work Together

14th October 2026

Fixed Rate Loans and Offset Accounts: How They Work Together

Understanding how offset accounts function with fixed rate home loans and when a split loan structure might deliver better value for your circumstances.

Image for Top tips to use offset accounts and reduce home loan interest

14th October 2026

Top tips to use offset accounts and reduce home loan interest

An offset account can reduce the interest you pay on your home loan by linking your everyday savings to your loan balance.

Image for When to Buy a Home for a Lifestyle Change

12th October 2026

When to Buy a Home for a Lifestyle Change

How choosing the right property and loan structure supports a deliberate shift in where and how you live

Image for What Are the Loan Features for Outdoor Space Homes

7th October 2026

What Are the Loan Features for Outdoor Space Homes

Larger blocks and lifestyle properties come with different lending requirements that affect deposit size, loan structure and approval timelines.

Image for Top tips to secure a home loan for your purchase

7th October 2026

Top tips to secure a home loan for your purchase

How to structure your application, compare products from multiple lenders, and access the loan features that align with your property and financial goals.

Image for Top Strategies to Downsize Your Home with the Right Loan

28th September 2026

Top Strategies to Downsize Your Home with the Right Loan

How to structure your home loan when moving to a smaller property, from offset accounts to fixed rates and portability options

Image for Simple hacks to navigate the home buying process

24th September 2026

Simple hacks to navigate the home buying process

Understanding how lenders assess your application and how to structure your loan makes the difference between conditional approval and settlement.

Image for Common Mistakes in Home Loan Serviceability Assessments

21st September 2026

Common Mistakes in Home Loan Serviceability Assessments

How lenders calculate your borrowing power and what applicants in South Perth and across Australia need to know before applying

Image for Proven Tips to Match Your Variable Rate Home Loan to Life

17th September 2026

Proven Tips to Match Your Variable Rate Home Loan to Life

Variable rate loans offer different advantages depending on your stage of life, and choosing the right features now can save you thousands later.

Image for 10 Ways Extra Repayments Can Cut Your Home Loan Term

17th September 2026

10 Ways Extra Repayments Can Cut Your Home Loan Term

Proven strategies to pay down your mortgage faster and build equity sooner, with practical examples showing how extra repayments work in real lending scenarios.

Image for Top tips to understand variable rate home loans

14th September 2026

Top tips to understand variable rate home loans

Variable rate home loans offer flexibility and potential rate reductions, but understanding how they work helps you decide if they suit your financial circumstances.

Image for What are the options to upgrade your family home?

8th September 2026

What are the options to upgrade your family home?

From understanding borrowing capacity to choosing the right loan structure, find out how to move into a larger property without overstretching your finances.

Image for Everything You Need to Know About Your First Home Loan

27th August 2026

Everything You Need to Know About Your First Home Loan

A practical guide to understanding loan structure, deposit requirements, and government schemes for first home buyers in South Perth and across Australia.

Image for Common Mistakes When Buying Strata Title Property

26th August 2026

Common Mistakes When Buying Strata Title Property

Strata properties have specific lending requirements that can affect loan approval, interest rates and your total borrowing capacity if not addressed early.

Image for Rate Lock-ins and Break Costs: How They Operate

20th August 2026

Rate Lock-ins and Break Costs: How They Operate

Fixed rate home loans offer certainty, but breaking them early can trigger substantial costs. Understanding how break costs are calculated protects you from unexpected penalties.

Image for Income and Employment: The Pros and Cons

12th August 2026

Income and Employment: The Pros and Cons

How different employment types affect your borrowing capacity and which lenders assess casual, contract, and self-employed income for home loan applications.

Image for Do you know what drives your Home Loan Interest Rate?

10th August 2026

Do you know what drives your Home Loan Interest Rate?

Understanding how lenders calculate your rate and what you can do to reduce it will save you thousands over the life of your loan.

Image for Smart ways to approach a two bedroom home loan

2nd August 2026

Smart ways to approach a two bedroom home loan

Understanding which loan structure, features and lender options work when you're purchasing a two bedroom property in South Perth or beyond.

Image for 5 ways vacant land loans differ from home loans

31st July 2026

5 ways vacant land loans differ from home loans

Vacant land loans carry different lending criteria, deposit requirements, and product features that affect approval, rates, and loan structure.

Image for What Are the Home Loan Features for a Backyard Property?

15th July 2026

What Are the Home Loan Features for a Backyard Property?

Purchasing a home with a backyard requires specific loan features that suit larger deposits, longer settlement periods, and property maintenance costs.

Image for Top Strategies to Maximise Your Variable Rate Home Loan

13th July 2026

Top Strategies to Maximise Your Variable Rate Home Loan

Understanding variable rate loan features and how to use them effectively can save you thousands over the life of your mortgage.

Image for What are Variable Rate Home Loans and How They Work

1st July 2026

What are Variable Rate Home Loans and How They Work

Understanding variable rate home loans and how they adapt to market changes, with insights on offset accounts, repayment flexibility, and when this loan type suits your situation.

Image for The Pros and Cons of House and Land Package Home Loans

29th June 2026

The Pros and Cons of House and Land Package Home Loans

Understanding the financing structure, deposit requirements, and lender considerations when purchasing a house and land package in Mandurah or elsewhere in Australia.

Image for Proven tips to secure a home loan for off-the-plan

21st June 2026

Proven tips to secure a home loan for off-the-plan

How to structure finance for an off-the-plan purchase in Mandurah when settlement could be 12 to 24 months away

Business Loans

Image for What Documents are Needed for a Business Loan?

11th October 2026

What Documents are Needed for a Business Loan?

The specific documentation required to secure business finance in Australia, from startups to established operators seeking commercial lending.

Image for Proven tips to secure funding for a retail shopfront

1st October 2026

Proven tips to secure funding for a retail shopfront

Understand the loan structures, security requirements, and financial documents lenders assess when you're ready to purchase a commercial retail property.

Image for Why Should You Finance a Manufacturing Facility Purchase

23rd September 2026

Why Should You Finance a Manufacturing Facility Purchase

How secured business loans work when you're buying industrial property in Mandurah or across Australia, and what lenders assess before approval

Image for The Easiest Way to Meet Business Loan Approval Requirements

2nd September 2026

The Easiest Way to Meet Business Loan Approval Requirements

Understand what lenders assess when you apply for business finance, and how to structure your application to meet approval requirements from the start.

Image for How to Pass a Business Loan Credit Assessment

25th August 2026

How to Pass a Business Loan Credit Assessment

Understanding what lenders assess when reviewing your business loan application, and how to prepare for a stronger credit outcome.

Image for Top 10 Ways to Prepare Your Business Loan Application

17th August 2026

Top 10 Ways to Prepare Your Business Loan Application

A structured approach to the business loan application process that addresses what lenders assess and how to present your application clearly.

Image for Top Strategies to Finance a Warehouse Purchase

5th August 2026

Top Strategies to Finance a Warehouse Purchase

How secured business loans, progressive drawdowns, and the right loan structure help you acquire warehouse facilities in Mandurah and across Australia.

Image for Understanding the Basics of Buying a Restaurant

5th August 2026

Understanding the Basics of Buying a Restaurant

A practical guide to structuring the right business loan when purchasing a restaurant, from security requirements to settlement timelines.

Image for Unlock the secrets to funding inventory for your business

27th July 2026

Unlock the secrets to funding inventory for your business

How business loans help you purchase stock, manage cash flow, and meet customer demand without tying up working capital.

Image for Do you know what lenders assess for business loans?

8th July 2026

Do you know what lenders assess for business loans?

Understanding the credit assessment process can help you prepare your application and improve your chances of approval with the right lender.

Image for Common Mistakes When Financing Business Inventory

14th June 2026

Common Mistakes When Financing Business Inventory

How to choose the right business loan structure for inventory purchases and avoid funding errors that restrict your cash flow.

Investment Loans

Image for When to Acquire Two Investment Properties at Once

9th October 2026

When to Acquire Two Investment Properties at Once

Buying two investment properties simultaneously can accelerate portfolio growth, but timing, structure and serviceability calculations determine whether the strategy works in your situation.

Image for Variable Investment Loans at Different Life Stages

30th September 2026

Variable Investment Loans at Different Life Stages

How a variable rate structure adapts to your financial circumstances as you build property portfolios through different decades and career phases.

Image for Why Investment Loans for Holiday Rentals Work Differently

10th September 2026

Why Investment Loans for Holiday Rentals Work Differently

Lenders assess holiday rental loans under stricter criteria than standard investment properties, and rental income assumptions change how much you can borrow.

Image for What Are Investment Loans & How Property Finance Works

24th August 2026

What Are Investment Loans & How Property Finance Works

A practical overview of how investment loans are structured, what lenders assess, and how recent tax changes affect borrowing for rental properties.

Image for Proven Tips to Acquire Two Investment Properties

19th August 2026

Proven Tips to Acquire Two Investment Properties

A practical guide to structuring finance, managing serviceability, and navigating new tax rules when building a two-property investment portfolio.

Image for How to Structure Investment Loans in Mandurah

14th August 2026

How to Structure Investment Loans in Mandurah

A practical guide to property finance options, loan features, and the legislative changes that affect investors buying in Mandurah and across Australia

Image for What is the Right Time for Property Investment?

12th August 2026

What is the Right Time for Property Investment?

Understanding how regulatory changes, serviceability settings and legislative timing affect your investment loan application and property purchase strategy.

Image for Beginner's Guide to Cross-Collateralisation

10th August 2026

Beginner's Guide to Cross-Collateralisation

Understanding how linking multiple properties as security affects your borrowing capacity, portfolio flexibility, and future refinancing options across your investment strategy.

Image for Unlock the Secrets to Property Investment Success

7th August 2026

Unlock the Secrets to Property Investment Success

How to structure your investment loan, maximise tax benefits, and build a portfolio that delivers long-term wealth in today's lending environment.

Image for Investment Loan Features: The Pros and Cons

30th July 2026

Investment Loan Features: The Pros and Cons

Understanding which features support your property investment strategy and which add cost without delivering value for your portfolio.

Image for The Easiest Way to Structure Your First Investment Loan

28th July 2026

The Easiest Way to Structure Your First Investment Loan

A practical guide for first-time property investors in Mandurah and across Australia, covering loan structure, deposit requirements, and the recent negative gearing changes.

Image for What Are Investment Loans for Apartments & How They Work

22nd July 2026

What Are Investment Loans for Apartments & How They Work

Understanding borrowing options, deposit requirements and tax treatment when purchasing an apartment as a rental property in South Perth and across Australia.

Image for Unlock the secrets to Investment Loan Optimisation

20th July 2026

Unlock the secrets to Investment Loan Optimisation

How strategic loan structuring and feature selection can reduce costs, preserve equity access and position your portfolio for growth under new tax rules.

Image for Everything You Need to Know About Using Equity to Buy Investment Property

20th July 2026

Everything You Need to Know About Using Equity to Buy Investment Property

How to access the value in your existing home to fund your next purchase and structure both loans for long-term portfolio growth.

Image for How to Understand Fixed Rate Investment Loan Costs

16th July 2026

How to Understand Fixed Rate Investment Loan Costs

The upfront charges, break costs and hidden fees that shape what a fixed rate property investment loan actually costs over time.

Image for Property Values vs Interest Rates for Investment Loans

8th July 2026

Property Values vs Interest Rates for Investment Loans

Understanding how property price movements and borrowing costs interact can help investors make informed decisions about timing and loan structure.

Image for Avoid These 7 Investment Loan Risks Before July 2027

6th July 2026

Avoid These 7 Investment Loan Risks Before July 2027

How new tax rules, DTI caps and serviceability buffers are changing the risk profile of residential property investment loans across Australia.

Image for When to Compare Investment Loans & What to Look For

5th July 2026

When to Compare Investment Loans & What to Look For

How different lender pricing, structures and policy settings affect your borrowing capacity, cash flow and long-term return on investment property.

Image for Investment Loans: What Not to Overlook by Property Type

2nd July 2026

Investment Loans: What Not to Overlook by Property Type

The structure that suits a unit may handicap a house on acreage, and the deposit buffer for one property style can derail finance for another.

Image for Do you know how student accommodation loans work?

22nd June 2026

Do you know how student accommodation loans work?

Student accommodation properties offer a distinct investment structure with higher yields and specialist financing requirements that differ from standard residential loans.

Image for Everything You Need to Know About Off-the-Plan Investment Loans

17th June 2026

Everything You Need to Know About Off-the-Plan Investment Loans

Purchasing an off-the-plan investment property requires specific loan structures, longer settlement timelines, and an understanding of how lenders assess incomplete developments.

Refinancing

Image for Refinancing Mistakes: Variable to Fixed Rate Switches

5th October 2026

Refinancing Mistakes: Variable to Fixed Rate Switches

Switching from variable to fixed isn't always the right move, even when rates are rising. Understanding break costs and timing can save you thousands.

Image for The easiest way to refinance for cashback offers

5th October 2026

The easiest way to refinance for cashback offers

Cashback offers can deliver thousands upfront when you refinance, but understanding the true cost means looking beyond the headline figure.

Image for How to Calculate Home Equity for Refinancing

21st September 2026

How to Calculate Home Equity for Refinancing

Understanding your available equity is the first step to accessing funds, securing a lower rate, or consolidating debt through refinancing.

Image for Understanding the Basics of Mortgage Refinancing

11th September 2026

Understanding the Basics of Mortgage Refinancing

Refinancing your home loan can reduce costs, improve features, and unlock property equity when your current loan no longer serves your financial goals.

Image for How to Understand Refinancing Application Fees

1st September 2026

How to Understand Refinancing Application Fees

What you actually pay when switching lenders, and how to factor application fees into your decision to refinance your home loan.

Image for Beginner's Guide to Accessing Home Equity Without Selling

16th June 2026

Beginner's Guide to Accessing Home Equity Without Selling

How refinancing in Mandurah and across Australia lets you unlock your property's value for renovations, investment, or debt consolidation while keeping your home.

First Home Buyers

Image for Simple hacks to buy a townhouse as a first home buyer

28th September 2026

Simple hacks to buy a townhouse as a first home buyer

From stamp duty concessions to deposit strategies, learn how to purchase your first townhouse in Mandurah or across Australia with confidence.

Image for Top 10 Ways First Home Buyer Support Can Get You In Sooner

23rd September 2026

Top 10 Ways First Home Buyer Support Can Get You In Sooner

Access low deposit schemes, stamp duty relief and government grants that reduce what you need to save to purchase your first property.

Image for Beginner's Guide to First Time Buyer Challenges

7th September 2026

Beginner's Guide to First Time Buyer Challenges

Understanding deposit requirements, lender criteria, and government schemes that can help first home buyers in Mandurah enter the property market.

Image for Rate Lock-ins & Break Costs: Avoid These First Home Mistakes

23rd July 2026

Rate Lock-ins & Break Costs: Avoid These First Home Mistakes

Fixed rate break costs can run into thousands of dollars when circumstances change. Understanding how they're calculated helps first home buyers make informed decisions.

Image for Understanding the Basics of Fixed Rate Loan Terms

22nd July 2026

Understanding the Basics of Fixed Rate Loan Terms

Fixed rate loan terms give first home buyers rate certainty, but the duration you choose affects your repayments, flexibility, and what happens when the term ends.

Image for Variable Rate Loans and What Not to Overlook

4th July 2026

Variable Rate Loans and What Not to Overlook

A practical guide for first home buyers in South Perth considering variable rate home loans, including deposit options and government support.

Image for Proven Tips to Buy Your First House in Mandurah

29th June 2026

Proven Tips to Buy Your First House in Mandurah

A practical guide to home loan options, deposit schemes, and government concessions that help first home buyers purchase property in Mandurah and across Western Australia.

Image for How to Purchase Your First Property in Mandurah

24th June 2026

How to Purchase Your First Property in Mandurah

A practical guide to deposit options, government assistance and loan structures for first home buyers ready to enter the Mandurah property market.

Commercial Loans

Image for Top 10 Ways Commercial Development Finance Works

15th September 2026

Top 10 Ways Commercial Development Finance Works

Understanding how commercial development finance is structured, assessed, and drawn down to fund your property project from site acquisition through to completion.

Image for Why Should You Consider Commercial Loans for Warehouses

7th September 2026

Why Should You Consider Commercial Loans for Warehouses

Understanding warehouse financing options, loan structures, and what lenders assess when you're ready to purchase industrial property for your business.

Image for Top tips to secure office space financing in Australia

31st August 2026

Top tips to secure office space financing in Australia

Understanding commercial property finance structures, loan requirements, and lender expectations when purchasing office premises for your business in South Perth or elsewhere.

Image for Top tips to secure a commercial loan for a pub or cafe

27th July 2026

Top tips to secure a commercial loan for a pub or cafe

Buying a hospitality venue requires specific commercial finance structures that differ from standard property loans and business purchases.

Equipment Finance

Image for Simple hacks to finance warehouse equipment

31st August 2026

Simple hacks to finance warehouse equipment

How to fund forklifts, racking systems, and material handling gear without depleting your working capital or delaying operational upgrades

Image for Top Tips to Finance Office Equipment for Your Business

18th August 2026

Top Tips to Finance Office Equipment for Your Business

A practical guide to funding printers, computers, and office technology without depleting your working capital or limiting growth opportunities.

Image for Understanding the Basics of Trailer Finance

17th August 2026

Understanding the Basics of Trailer Finance

A practical guide to equipment finance for trailers, covering loan structures, tax benefits, and how to match finance options to your business needs.

Image for Proven Tips to Navigate Equipment Finance Approvals

13th July 2026

Proven Tips to Navigate Equipment Finance Approvals

Understanding how lenders assess equipment finance applications helps you prepare the right information and secure funding faster for your business assets.

Image for Proven Tips to Finance Solar Panels for Your Business

10th July 2026

Proven Tips to Finance Solar Panels for Your Business

Equipment finance lets you install commercial solar systems without upfront capital, while claiming tax deductions and managing cashflow through fixed monthly repayments.

Image for What Not to Do When Financing Gym Equipment

25th June 2026

What Not to Do When Financing Gym Equipment

Avoiding common pitfalls when purchasing fitness equipment through commercial finance, from structure selection to cashflow planning for your Mandurah or Australian fitness business.

Image for When to Finance Office Equipment & When to Pay Cash

25th June 2026

When to Finance Office Equipment & When to Pay Cash

Office equipment purchases can either support your cashflow or drain it, and the decision to finance depends on more than just interest costs.

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STATUS FINANCIAL GROUP PTY LTD ABN: 89 639 884 441. Credit Representative #392087 is authorised under Australian Credit Licence #384704.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.