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Latest Articles from Status Home Loans

Check out the latest blog posts from Status Home Loans

Featured Articles

Image for What Not to Do When Financing Gym Equipment

25th June 2026

What Not to Do When Financing Gym Equipment

Avoiding common pitfalls when purchasing fitness equipment through commercial finance, from structure selection to cashflow planning for your Mandurah or Australian fitness business.

Image for When to Finance Office Equipment & When to Pay Cash

25th June 2026

When to Finance Office Equipment & When to Pay Cash

Office equipment purchases can either support your cashflow or drain it, and the decision to finance depends on more than just interest costs.

Image for How to Purchase Your First Property in Mandurah

24th June 2026

How to Purchase Your First Property in Mandurah

A practical guide to deposit options, government assistance and loan structures for first home buyers ready to enter the Mandurah property market.

Image for Do you know how student accommodation loans work?

22nd June 2026

Do you know how student accommodation loans work?

Student accommodation properties offer a distinct investment structure with higher yields and specialist financing requirements that differ from standard residential loans.

Equipment Finance

Image for What Not to Do When Financing Gym Equipment

25th June 2026

What Not to Do When Financing Gym Equipment

Avoiding common pitfalls when purchasing fitness equipment through commercial finance, from structure selection to cashflow planning for your Mandurah or Australian fitness business.

Image for When to Finance Office Equipment & When to Pay Cash

25th June 2026

When to Finance Office Equipment & When to Pay Cash

Office equipment purchases can either support your cashflow or drain it, and the decision to finance depends on more than just interest costs.

First Home Buyers

Image for How to Purchase Your First Property in Mandurah

24th June 2026

How to Purchase Your First Property in Mandurah

A practical guide to deposit options, government assistance and loan structures for first home buyers ready to enter the Mandurah property market.

Image for Proven Tips to Prepare Your First Home Loan Application

1st June 2026

Proven Tips to Prepare Your First Home Loan Application

What first home buyers in Mandurah and across Australia need to know before applying for a home loan in 2026.

Image for Avoid These 5 Variable Rate Mistakes First Home Buyers Make

29th May 2026

Avoid These 5 Variable Rate Mistakes First Home Buyers Make

How choosing a variable rate loan plays out differently at each life stage, from single buyers to growing families in Mandurah and beyond

Investment Loans

Image for Do you know how student accommodation loans work?

22nd June 2026

Do you know how student accommodation loans work?

Student accommodation properties offer a distinct investment structure with higher yields and specialist financing requirements that differ from standard residential loans.

Image for Everything You Need to Know About Off-the-Plan Investment Loans

17th June 2026

Everything You Need to Know About Off-the-Plan Investment Loans

Purchasing an off-the-plan investment property requires specific loan structures, longer settlement timelines, and an understanding of how lenders assess incomplete developments.

Home Loans

Image for Proven tips to secure a home loan for off-the-plan

21st June 2026

Proven tips to secure a home loan for off-the-plan

How to structure finance for an off-the-plan purchase in Mandurah when settlement could be 12 to 24 months away

Image for Unlock the Secrets to Economic Factors and Home Loans

3rd June 2026

Unlock the Secrets to Economic Factors and Home Loans

Understanding how inflation, employment data, and cash rate decisions shape your borrowing capacity, repayment structure, and loan strategy in today's market.

Construction Loans

Image for How to purchase land for apartment construction

18th June 2026

How to purchase land for apartment construction

Understanding construction loan structures, progressive drawdown arrangements, and approval requirements when funding land acquisition and multi-unit residential development projects.

Refinancing

Image for Beginner's Guide to Accessing Home Equity Without Selling

16th June 2026

Beginner's Guide to Accessing Home Equity Without Selling

How refinancing in Mandurah and across Australia lets you unlock your property's value for renovations, investment, or debt consolidation while keeping your home.

Image for Common Mistakes When Gathering Refinance Documents

11th June 2026

Common Mistakes When Gathering Refinance Documents

The documentation you provide determines whether your refinance application progresses smoothly or stalls for weeks. Knowing what lenders need upfront saves time and frustration.

Image for The Easiest Way to Refinance & Access Equity for Business

11th June 2026

The Easiest Way to Refinance & Access Equity for Business

How refinancing your property can provide the capital you need to expand, invest in equipment, or stabilise your business cashflow without selling assets.

Image for Common Mistakes When Refinancing Multiple Properties

9th June 2026

Common Mistakes When Refinancing Multiple Properties

How property investors across Mandurah and Australia can avoid costly errors when restructuring more than one loan at the same time

Image for Beginner's Guide to Refinancing & Loan Term Changes

27th May 2026

Beginner's Guide to Refinancing & Loan Term Changes

How adjusting your home loan term when refinancing can reduce repayments, build equity faster, or align your mortgage with your financial goals.

Asset Finance

Image for The Easiest Way to Budget for Asset Finance

15th June 2026

The Easiest Way to Budget for Asset Finance

How to calculate the real cost of equipment funding, structure repayments around your cash flow, and avoid budget surprises when financing business assets.

Image for Common Mistakes When Financing Semi-Trailers or Trucks

9th June 2026

Common Mistakes When Financing Semi-Trailers or Trucks

How choosing the wrong asset finance structure can cost your transport business thousands in tax deductions and balloon payment traps.

Business Loans

Image for Common Mistakes When Financing Business Inventory

14th June 2026

Common Mistakes When Financing Business Inventory

How to choose the right business loan structure for inventory purchases and avoid funding errors that restrict your cash flow.

Image for Why Risk Management Matters for Business Loans

7th June 2026

Why Risk Management Matters for Business Loans

Protecting your business and lender relationships through structured loan risk management, loan structure decisions, and cashflow planning that support sustainable growth.

Commercial Loans

Image for Avoid These 5 Warehouse Financing Mistakes

3rd June 2026

Avoid These 5 Warehouse Financing Mistakes

From deposit structure to valuation timing, the differences between warehouse purchases and standard commercial property deals can cost you if you're not prepared.

Image for Do you know what a business park loan requires?

1st June 2026

Do you know what a business park loan requires?

Purchasing a business park involves different lending criteria, deposit structures, and valuation methods than residential property. Understanding these requirements upfront saves time and positions your application correctly.

Recent Articles

Image for Fixed Rate Loans and Offset Accounts Explained

26th May 2026

Fixed Rate Loans and Offset Accounts Explained

How offset accounts interact with fixed rate home loans, what limitations apply, and when a split loan structure delivers more flexibility.

Image for Everything You Need to Know About Business Loan Planning

26th May 2026

Everything You Need to Know About Business Loan Planning

Strategic planning helps you choose the right loan structure, timing, and terms to support your business growth without overextending your cash flow.

Image for Common Mistakes When Financing Office Refurbishments

25th May 2026

Common Mistakes When Financing Office Refurbishments

Understanding how asset finance structures affect your office refurbishment budget and when equipment funding makes more sense than a commercial loan

Image for Why Variable Rate Investment Loans Matter for Investors

22nd May 2026

Why Variable Rate Investment Loans Matter for Investors

Understanding how variable rate structures, offset features, and loan flexibility can shape your property investment returns in Mandurah and across Australia.

Image for Why Variable Rate Loans Suit Extra Repayments

21st May 2026

Why Variable Rate Loans Suit Extra Repayments

How the right loan structure and regular additional payments can build equity faster and reduce your total interest without penalties or restrictions.

Image for Unlock the secrets to Commercial Loan Structuring

21st May 2026

Unlock the secrets to Commercial Loan Structuring

How the right loan structure protects cashflow, reduces risk, and positions your business for growth in South Perth's commercial property market

Image for The easiest way to manage rising housing costs

20th May 2026

The easiest way to manage rising housing costs

Understanding how loan structure, deposit size, and product selection directly influence your ability to enter and remain in the property market.

Image for The easiest way to finance a pharmacy building

18th May 2026

The easiest way to finance a pharmacy building

Understanding your business loan options when purchasing commercial property for your pharmacy, including security requirements, loan structures, and approval considerations.

Image for Fixed Rate Investment Loans: How to Lock in Certainty

17th May 2026

Fixed Rate Investment Loans: How to Lock in Certainty

Fixed rate investment loans offer predictable repayments while building your property portfolio. Understanding when to fix and for how long can protect your cash flow.

Image for Commercial Loan Settlement: What Happens and When

15th May 2026

Commercial Loan Settlement: What Happens and When

Understanding the settlement process for commercial property finance helps business owners prepare the necessary documentation and avoid delays that can cost thousands.

Image for Investment Loans and Property Analysis for Investors

14th May 2026

Investment Loans and Property Analysis for Investors

How to evaluate property investment opportunities with the right finance structure, tax position, and borrowing strategy to support portfolio growth.

Image for How Commercial Property Valuations Affect Your Loan

13th May 2026

How Commercial Property Valuations Affect Your Loan

Understanding valuation methods and their impact on loan amount, interest rate, and borrowing structure for your commercial property purchase or refinance.

Image for Variable Rate Investment Loans: Fees and Costs to Factor In

12th May 2026

Variable Rate Investment Loans: Fees and Costs to Factor In

Understanding the fee structure and ongoing costs of variable rate investment loans helps property investors calculate their true borrowing expense and protect rental income margins.

Image for The right way to fund a retail shopfront purchase

10th May 2026

The right way to fund a retail shopfront purchase

Understanding your finance options when purchasing commercial property for your retail business, from secured loans to progressive drawdowns.

Image for First Home Buyers: Off-the-Plan Property Purchases

8th May 2026

First Home Buyers: Off-the-Plan Property Purchases

Understanding deposit structures, finance conditions, and government incentives when purchasing an off-the-plan property as a first home buyer in Australia.

Image for Home Loan Features That Reduce Repayments and Build Equity

6th May 2026

Home Loan Features That Reduce Repayments and Build Equity

Understanding offset accounts, split loans, and redraw facilities can save thousands in interest and shorten your loan term substantially.

Image for Investment Loan Risk: How to Assess Before Committing

6th May 2026

Investment Loan Risk: How to Assess Before Committing

Understanding your exposure across vacancy, leverage, and cash flow helps determine how much investor borrowing you can realistically sustain over time.

Image for Commercial Loan Compliance: What Lenders Assess

5th May 2026

Commercial Loan Compliance: What Lenders Assess

Understanding the obligations and documentation required to secure commercial property finance and keep your facility compliant throughout the loan term.

Image for Refinancing to Switch from Variable to Fixed Rates

4th May 2026

Refinancing to Switch from Variable to Fixed Rates

Many property owners across South Perth and Australia are weighing whether to lock in a fixed rate as their variable rate climbs.

Image for Downsizing Your Home: How to Finance the Move

1st May 2026

Downsizing Your Home: How to Finance the Move

Moving to a smaller property in South Perth can unlock equity and reduce debt, but the finance needs more planning than you might expect.

Image for Business Loan Eligibility Criteria in Australia

30th April 2026

Business Loan Eligibility Criteria in Australia

Understanding what lenders assess when reviewing your application helps you prepare the right documentation and position your business for funding approval.

Image for Extra Repayment Strategies That Cut Years Off Your Loan

29th April 2026

Extra Repayment Strategies That Cut Years Off Your Loan

How additional payments on your home loan can build equity faster and reduce interest costs over the life of your loan.

Image for Refinance Business Debt and Restructure for Growth

28th April 2026

Refinance Business Debt and Restructure for Growth

How consolidating existing business debt through refinancing can improve cash flow, reduce interest costs, and position your business for expansion in Mandurah and beyond.

Image for Equipment finance to purchase salon equipment

23rd April 2026

Equipment finance to purchase salon equipment

How salon owners in South Perth and across Australia can access funding for styling chairs, treatment beds, and specialised equipment without disrupting cashflow.

Image for Construction Loan Settlement: What Happens and When

22nd April 2026

Construction Loan Settlement: What Happens and When

Settlement on a construction loan works differently to a standard home purchase, with funds released progressively as your build reaches specific stages.

Image for Solar Equipment Finance: When to Fund Panels for Business

21st April 2026

Solar Equipment Finance: When to Fund Panels for Business

Commercial solar installations require significant upfront capital. Understanding equipment finance structures helps businesses access renewable energy without disrupting operational cashflow.

Image for Fixed Rate Home Loan Features: What You Need to Know

20th April 2026

Fixed Rate Home Loan Features: What You Need to Know

Understanding how fixed interest rate products work can help you lock in certainty for your repayments while protecting against market movements.

Image for Variable Rate Investment Loans and Offset Accounts Explained

17th April 2026

Variable Rate Investment Loans and Offset Accounts Explained

How variable rates and offset accounts work together to build wealth through property investment while maintaining control over repayments and tax outcomes.

Image for Property Ownership and the Home Loan That Fits

16th April 2026

Property Ownership and the Home Loan That Fits

Understanding which ownership structure you choose affects how your home loan works, what it costs, and how it builds your future financial position.

Image for Why Should You Consider a Mixed-Use Development Purchase?

15th April 2026

Why Should You Consider a Mixed-Use Development Purchase?

Discover how commercial property finance can help you invest in mixed-use developments and create diverse income streams for your business.

Image for Do You Know How Equipment Finance Works for Manufacturing?

14th April 2026

Do You Know How Equipment Finance Works for Manufacturing?

Discover how equipment finance can help your manufacturing business acquire essential machinery while protecting your cashflow and maximising tax benefits.

Image for How to Secure Business Loan Approval in Australia

13th April 2026

How to Secure Business Loan Approval in Australia

Understanding the key requirements and documentation needed to improve your chances of business loan approval with Australian lenders.

Image for How Your Credit Score Impacts Your Home Loan Application

10th April 2026

How Your Credit Score Impacts Your Home Loan Application

Understanding the relationship between your credit score and home loan approval can help you secure the property finance you need.

Image for Asset Finance to Purchase Security Systems for Business

9th April 2026

Asset Finance to Purchase Security Systems for Business

Learn how asset finance can help Australian businesses acquire security systems while managing cashflow and preserving working capital effectively.

Image for When to Consider Asset Finance for Semi-Trailers and Trucks

8th April 2026

When to Consider Asset Finance for Semi-Trailers and Trucks

Discover how asset finance solutions can help transport operators acquire semi-trailers and trucks while preserving working capital for business growth.

Image for Custom Home Construction Loans: The Facts and Options

7th April 2026

Custom Home Construction Loans: The Facts and Options

Understanding construction finance options when purchasing a custom home project in Mandurah and across Australia with Status Home Loans.

Image for Asset Finance Options to Fund Your Commercial Fitout

6th April 2026

Asset Finance Options to Fund Your Commercial Fitout

Discover how asset finance can help you acquire the equipment and machinery needed for your commercial fitout without depleting cash reserves.

Image for How to Secure a Home Loan as a Self-Employed Borrower

3rd April 2026

How to Secure a Home Loan as a Self-Employed Borrower

Understanding the requirements and documentation needed for self-employed Australians to successfully apply for a home loan and achieve home ownership.

Image for Unlock the Power of Equipment Finance for Your Office

2nd April 2026

Unlock the Power of Equipment Finance for Your Office

Discover how commercial equipment finance can help your business purchase office equipment while maintaining healthy cashflow and claiming valuable tax benefits.

Image for Construction Loan Fees and What You Need to Know

1st April 2026

Construction Loan Fees and What You Need to Know

Understanding the various fees and charges involved in construction finance can help you budget accurately for your new home project.

Image for When to Purchase an Apartment as a First Home Buyer

31st March 2026

When to Purchase an Apartment as a First Home Buyer

Discover how first home buyers can enter the property market through apartment purchases with the right loan options and support.

Image for Top Tips to Research Property for Your Home Loan

29th March 2026

Top Tips to Research Property for Your Home Loan

Understanding property research is essential when applying for a home loan to achieve home ownership and secure your financial future.

Image for Top Tips to Structure a Family Loan Agreement

29th March 2026

Top Tips to Structure a Family Loan Agreement

Learn how family loan agreements work with home loans and what you need to consider when borrowing from relatives in Mandurah.

Image for How to Purchase Your Next Home with Confidence

29th March 2026

How to Purchase Your Next Home with Confidence

Understanding home loan options and home loan features to help Mandurah residents achieve home ownership and secure their future.

Image for How Government Policies Can Shape Your Home Loan Journey

29th March 2026

How Government Policies Can Shape Your Home Loan Journey

Understanding how Australian government initiatives and regulations influence your mortgage options and help you achieve home ownership in South Perth.

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221 Canning Hwy, South Perth WA 6017

STATUS FINANCIAL GROUP PTY LTD ABN: 89 639 884 441. Credit Representative #392087 is authorised under Australian Credit Licence #384704.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.