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Latest Articles from Status Home Loans

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Featured Articles

Image for The Easiest Way to Meet Business Loan Approval Requirements

2nd September 2026

The Easiest Way to Meet Business Loan Approval Requirements

Understand what lenders assess when you apply for business finance, and how to structure your application to meet approval requirements from the start.

Image for How to Understand Refinancing Application Fees

1st September 2026

How to Understand Refinancing Application Fees

What you actually pay when switching lenders, and how to factor application fees into your decision to refinance your home loan.

Image for Top tips to secure office space financing in Australia

31st August 2026

Top tips to secure office space financing in Australia

Understanding commercial property finance structures, loan requirements, and lender expectations when purchasing office premises for your business in South Perth or elsewhere.

Image for Simple hacks to finance warehouse equipment

31st August 2026

Simple hacks to finance warehouse equipment

How to fund forklifts, racking systems, and material handling gear without depleting your working capital or delaying operational upgrades

Business Loans

Image for The Easiest Way to Meet Business Loan Approval Requirements

2nd September 2026

The Easiest Way to Meet Business Loan Approval Requirements

Understand what lenders assess when you apply for business finance, and how to structure your application to meet approval requirements from the start.

Image for How to Pass a Business Loan Credit Assessment

25th August 2026

How to Pass a Business Loan Credit Assessment

Understanding what lenders assess when reviewing your business loan application, and how to prepare for a stronger credit outcome.

Image for Top 10 Ways to Prepare Your Business Loan Application

17th August 2026

Top 10 Ways to Prepare Your Business Loan Application

A structured approach to the business loan application process that addresses what lenders assess and how to present your application clearly.

Image for Top Strategies to Finance a Warehouse Purchase

5th August 2026

Top Strategies to Finance a Warehouse Purchase

How secured business loans, progressive drawdowns, and the right loan structure help you acquire warehouse facilities in Mandurah and across Australia.

Image for Understanding the Basics of Buying a Restaurant

5th August 2026

Understanding the Basics of Buying a Restaurant

A practical guide to structuring the right business loan when purchasing a restaurant, from security requirements to settlement timelines.

Image for Unlock the secrets to funding inventory for your business

27th July 2026

Unlock the secrets to funding inventory for your business

How business loans help you purchase stock, manage cash flow, and meet customer demand without tying up working capital.

Image for Do you know what lenders assess for business loans?

8th July 2026

Do you know what lenders assess for business loans?

Understanding the credit assessment process can help you prepare your application and improve your chances of approval with the right lender.

Image for Common Mistakes When Financing Business Inventory

14th June 2026

Common Mistakes When Financing Business Inventory

How to choose the right business loan structure for inventory purchases and avoid funding errors that restrict your cash flow.

Image for Why Risk Management Matters for Business Loans

7th June 2026

Why Risk Management Matters for Business Loans

Protecting your business and lender relationships through structured loan risk management, loan structure decisions, and cashflow planning that support sustainable growth.

Refinancing

Image for How to Understand Refinancing Application Fees

1st September 2026

How to Understand Refinancing Application Fees

What you actually pay when switching lenders, and how to factor application fees into your decision to refinance your home loan.

Image for Beginner's Guide to Accessing Home Equity Without Selling

16th June 2026

Beginner's Guide to Accessing Home Equity Without Selling

How refinancing in Mandurah and across Australia lets you unlock your property's value for renovations, investment, or debt consolidation while keeping your home.

Image for Common Mistakes When Gathering Refinance Documents

11th June 2026

Common Mistakes When Gathering Refinance Documents

The documentation you provide determines whether your refinance application progresses smoothly or stalls for weeks. Knowing what lenders need upfront saves time and frustration.

Image for The Easiest Way to Refinance & Access Equity for Business

11th June 2026

The Easiest Way to Refinance & Access Equity for Business

How refinancing your property can provide the capital you need to expand, invest in equipment, or stabilise your business cashflow without selling assets.

Image for Common Mistakes When Refinancing Multiple Properties

9th June 2026

Common Mistakes When Refinancing Multiple Properties

How property investors across Mandurah and Australia can avoid costly errors when restructuring more than one loan at the same time

Image for Beginner's Guide to Refinancing & Loan Term Changes

27th May 2026

Beginner's Guide to Refinancing & Loan Term Changes

How adjusting your home loan term when refinancing can reduce repayments, build equity faster, or align your mortgage with your financial goals.

Commercial Loans

Image for Top tips to secure office space financing in Australia

31st August 2026

Top tips to secure office space financing in Australia

Understanding commercial property finance structures, loan requirements, and lender expectations when purchasing office premises for your business in South Perth or elsewhere.

Image for Top tips to secure a commercial loan for a pub or cafe

27th July 2026

Top tips to secure a commercial loan for a pub or cafe

Buying a hospitality venue requires specific commercial finance structures that differ from standard property loans and business purchases.

Image for Avoid These 5 Warehouse Financing Mistakes

3rd June 2026

Avoid These 5 Warehouse Financing Mistakes

From deposit structure to valuation timing, the differences between warehouse purchases and standard commercial property deals can cost you if you're not prepared.

Image for Do you know what a business park loan requires?

1st June 2026

Do you know what a business park loan requires?

Purchasing a business park involves different lending criteria, deposit structures, and valuation methods than residential property. Understanding these requirements upfront saves time and positions your application correctly.

Equipment Finance

Image for Simple hacks to finance warehouse equipment

31st August 2026

Simple hacks to finance warehouse equipment

How to fund forklifts, racking systems, and material handling gear without depleting your working capital or delaying operational upgrades

Image for Top Tips to Finance Office Equipment for Your Business

18th August 2026

Top Tips to Finance Office Equipment for Your Business

A practical guide to funding printers, computers, and office technology without depleting your working capital or limiting growth opportunities.

Image for Understanding the Basics of Trailer Finance

17th August 2026

Understanding the Basics of Trailer Finance

A practical guide to equipment finance for trailers, covering loan structures, tax benefits, and how to match finance options to your business needs.

Image for Proven Tips to Navigate Equipment Finance Approvals

13th July 2026

Proven Tips to Navigate Equipment Finance Approvals

Understanding how lenders assess equipment finance applications helps you prepare the right information and secure funding faster for your business assets.

Image for Proven Tips to Finance Solar Panels for Your Business

10th July 2026

Proven Tips to Finance Solar Panels for Your Business

Equipment finance lets you install commercial solar systems without upfront capital, while claiming tax deductions and managing cashflow through fixed monthly repayments.

Image for What Not to Do When Financing Gym Equipment

25th June 2026

What Not to Do When Financing Gym Equipment

Avoiding common pitfalls when purchasing fitness equipment through commercial finance, from structure selection to cashflow planning for your Mandurah or Australian fitness business.

Image for When to Finance Office Equipment & When to Pay Cash

25th June 2026

When to Finance Office Equipment & When to Pay Cash

Office equipment purchases can either support your cashflow or drain it, and the decision to finance depends on more than just interest costs.

Home Loans

Image for Everything You Need to Know About Your First Home Loan

27th August 2026

Everything You Need to Know About Your First Home Loan

A practical guide to understanding loan structure, deposit requirements, and government schemes for first home buyers in South Perth and across Australia.

Image for Common Mistakes When Buying Strata Title Property

26th August 2026

Common Mistakes When Buying Strata Title Property

Strata properties have specific lending requirements that can affect loan approval, interest rates and your total borrowing capacity if not addressed early.

Image for Rate Lock-ins and Break Costs: How They Operate

20th August 2026

Rate Lock-ins and Break Costs: How They Operate

Fixed rate home loans offer certainty, but breaking them early can trigger substantial costs. Understanding how break costs are calculated protects you from unexpected penalties.

Image for Income and Employment: The Pros and Cons

12th August 2026

Income and Employment: The Pros and Cons

How different employment types affect your borrowing capacity and which lenders assess casual, contract, and self-employed income for home loan applications.

Image for Do you know what drives your Home Loan Interest Rate?

10th August 2026

Do you know what drives your Home Loan Interest Rate?

Understanding how lenders calculate your rate and what you can do to reduce it will save you thousands over the life of your loan.

Image for Smart ways to approach a two bedroom home loan

2nd August 2026

Smart ways to approach a two bedroom home loan

Understanding which loan structure, features and lender options work when you're purchasing a two bedroom property in South Perth or beyond.

Image for 5 ways vacant land loans differ from home loans

31st July 2026

5 ways vacant land loans differ from home loans

Vacant land loans carry different lending criteria, deposit requirements, and product features that affect approval, rates, and loan structure.

Image for What Are the Home Loan Features for a Backyard Property?

15th July 2026

What Are the Home Loan Features for a Backyard Property?

Purchasing a home with a backyard requires specific loan features that suit larger deposits, longer settlement periods, and property maintenance costs.

Image for Top Strategies to Maximise Your Variable Rate Home Loan

13th July 2026

Top Strategies to Maximise Your Variable Rate Home Loan

Understanding variable rate loan features and how to use them effectively can save you thousands over the life of your mortgage.

Image for What are Variable Rate Home Loans and How They Work

1st July 2026

What are Variable Rate Home Loans and How They Work

Understanding variable rate home loans and how they adapt to market changes, with insights on offset accounts, repayment flexibility, and when this loan type suits your situation.

Image for The Pros and Cons of House and Land Package Home Loans

29th June 2026

The Pros and Cons of House and Land Package Home Loans

Understanding the financing structure, deposit requirements, and lender considerations when purchasing a house and land package in Mandurah or elsewhere in Australia.

Image for Proven tips to secure a home loan for off-the-plan

21st June 2026

Proven tips to secure a home loan for off-the-plan

How to structure finance for an off-the-plan purchase in Mandurah when settlement could be 12 to 24 months away

Image for Unlock the Secrets to Economic Factors and Home Loans

3rd June 2026

Unlock the Secrets to Economic Factors and Home Loans

Understanding how inflation, employment data, and cash rate decisions shape your borrowing capacity, repayment structure, and loan strategy in today's market.

Asset Finance

Image for Smart ways to approach asset finance with ATO debt

24th August 2026

Smart ways to approach asset finance with ATO debt

How businesses in Mandurah and across Australia can secure equipment funding even when they owe money to the Australian Taxation Office.

Image for The Easiest Way to Budget for Asset Finance

15th June 2026

The Easiest Way to Budget for Asset Finance

How to calculate the real cost of equipment funding, structure repayments around your cash flow, and avoid budget surprises when financing business assets.

Image for Common Mistakes When Financing Semi-Trailers or Trucks

9th June 2026

Common Mistakes When Financing Semi-Trailers or Trucks

How choosing the wrong asset finance structure can cost your transport business thousands in tax deductions and balloon payment traps.

Investment Loans

Image for What Are Investment Loans & How Property Finance Works

24th August 2026

What Are Investment Loans & How Property Finance Works

A practical overview of how investment loans are structured, what lenders assess, and how recent tax changes affect borrowing for rental properties.

Image for Proven Tips to Acquire Two Investment Properties

19th August 2026

Proven Tips to Acquire Two Investment Properties

A practical guide to structuring finance, managing serviceability, and navigating new tax rules when building a two-property investment portfolio.

Image for How to Structure Investment Loans in Mandurah

14th August 2026

How to Structure Investment Loans in Mandurah

A practical guide to property finance options, loan features, and the legislative changes that affect investors buying in Mandurah and across Australia

Image for What is the Right Time for Property Investment?

12th August 2026

What is the Right Time for Property Investment?

Understanding how regulatory changes, serviceability settings and legislative timing affect your investment loan application and property purchase strategy.

Image for Beginner's Guide to Cross-Collateralisation

10th August 2026

Beginner's Guide to Cross-Collateralisation

Understanding how linking multiple properties as security affects your borrowing capacity, portfolio flexibility, and future refinancing options across your investment strategy.

Image for Unlock the Secrets to Property Investment Success

7th August 2026

Unlock the Secrets to Property Investment Success

How to structure your investment loan, maximise tax benefits, and build a portfolio that delivers long-term wealth in today's lending environment.

Image for Investment Loan Features: The Pros and Cons

30th July 2026

Investment Loan Features: The Pros and Cons

Understanding which features support your property investment strategy and which add cost without delivering value for your portfolio.

Image for The Easiest Way to Structure Your First Investment Loan

28th July 2026

The Easiest Way to Structure Your First Investment Loan

A practical guide for first-time property investors in Mandurah and across Australia, covering loan structure, deposit requirements, and the recent negative gearing changes.

Image for What Are Investment Loans for Apartments & How They Work

22nd July 2026

What Are Investment Loans for Apartments & How They Work

Understanding borrowing options, deposit requirements and tax treatment when purchasing an apartment as a rental property in South Perth and across Australia.

Image for Unlock the secrets to Investment Loan Optimisation

20th July 2026

Unlock the secrets to Investment Loan Optimisation

How strategic loan structuring and feature selection can reduce costs, preserve equity access and position your portfolio for growth under new tax rules.

Image for Everything You Need to Know About Using Equity to Buy Investment Property

20th July 2026

Everything You Need to Know About Using Equity to Buy Investment Property

How to access the value in your existing home to fund your next purchase and structure both loans for long-term portfolio growth.

Image for How to Understand Fixed Rate Investment Loan Costs

16th July 2026

How to Understand Fixed Rate Investment Loan Costs

The upfront charges, break costs and hidden fees that shape what a fixed rate property investment loan actually costs over time.

Image for Property Values vs Interest Rates for Investment Loans

8th July 2026

Property Values vs Interest Rates for Investment Loans

Understanding how property price movements and borrowing costs interact can help investors make informed decisions about timing and loan structure.

Image for Avoid These 7 Investment Loan Risks Before July 2027

6th July 2026

Avoid These 7 Investment Loan Risks Before July 2027

How new tax rules, DTI caps and serviceability buffers are changing the risk profile of residential property investment loans across Australia.

Image for When to Compare Investment Loans & What to Look For

5th July 2026

When to Compare Investment Loans & What to Look For

How different lender pricing, structures and policy settings affect your borrowing capacity, cash flow and long-term return on investment property.

Image for Investment Loans: What Not to Overlook by Property Type

2nd July 2026

Investment Loans: What Not to Overlook by Property Type

The structure that suits a unit may handicap a house on acreage, and the deposit buffer for one property style can derail finance for another.

Image for Do you know how student accommodation loans work?

22nd June 2026

Do you know how student accommodation loans work?

Student accommodation properties offer a distinct investment structure with higher yields and specialist financing requirements that differ from standard residential loans.

Image for Everything You Need to Know About Off-the-Plan Investment Loans

17th June 2026

Everything You Need to Know About Off-the-Plan Investment Loans

Purchasing an off-the-plan investment property requires specific loan structures, longer settlement timelines, and an understanding of how lenders assess incomplete developments.

Construction Loans

Image for Construction Loans for Multi-Unit Development Sites

3rd August 2026

Construction Loans for Multi-Unit Development Sites

How construction funding works when you're purchasing land to build multiple dwellings, and what lenders require before they release funds progressively.

Image for How to purchase land for apartment construction

18th June 2026

How to purchase land for apartment construction

Understanding construction loan structures, progressive drawdown arrangements, and approval requirements when funding land acquisition and multi-unit residential development projects.

First Home Buyers

Image for Rate Lock-ins & Break Costs: Avoid These First Home Mistakes

23rd July 2026

Rate Lock-ins & Break Costs: Avoid These First Home Mistakes

Fixed rate break costs can run into thousands of dollars when circumstances change. Understanding how they're calculated helps first home buyers make informed decisions.

Image for Understanding the Basics of Fixed Rate Loan Terms

22nd July 2026

Understanding the Basics of Fixed Rate Loan Terms

Fixed rate loan terms give first home buyers rate certainty, but the duration you choose affects your repayments, flexibility, and what happens when the term ends.

Image for Variable Rate Loans and What Not to Overlook

4th July 2026

Variable Rate Loans and What Not to Overlook

A practical guide for first home buyers in South Perth considering variable rate home loans, including deposit options and government support.

Image for Proven Tips to Buy Your First House in Mandurah

29th June 2026

Proven Tips to Buy Your First House in Mandurah

A practical guide to home loan options, deposit schemes, and government concessions that help first home buyers purchase property in Mandurah and across Western Australia.

Image for How to Purchase Your First Property in Mandurah

24th June 2026

How to Purchase Your First Property in Mandurah

A practical guide to deposit options, government assistance and loan structures for first home buyers ready to enter the Mandurah property market.

Image for Proven Tips to Prepare Your First Home Loan Application

1st June 2026

Proven Tips to Prepare Your First Home Loan Application

What first home buyers in Mandurah and across Australia need to know before applying for a home loan in 2026.

Image for Avoid These 5 Variable Rate Mistakes First Home Buyers Make

29th May 2026

Avoid These 5 Variable Rate Mistakes First Home Buyers Make

How choosing a variable rate loan plays out differently at each life stage, from single buyers to growing families in Mandurah and beyond

Recent Articles

Image for Fixed Rate Loans and Offset Accounts Explained

26th May 2026

Fixed Rate Loans and Offset Accounts Explained

How offset accounts interact with fixed rate home loans, what limitations apply, and when a split loan structure delivers more flexibility.

Image for Everything You Need to Know About Business Loan Planning

26th May 2026

Everything You Need to Know About Business Loan Planning

Strategic planning helps you choose the right loan structure, timing, and terms to support your business growth without overextending your cash flow.

Image for Common Mistakes When Financing Office Refurbishments

25th May 2026

Common Mistakes When Financing Office Refurbishments

Understanding how asset finance structures affect your office refurbishment budget and when equipment funding makes more sense than a commercial loan

Image for Why Variable Rate Investment Loans Matter for Investors

22nd May 2026

Why Variable Rate Investment Loans Matter for Investors

Understanding how variable rate structures, offset features, and loan flexibility can shape your property investment returns in Mandurah and across Australia.

Image for Why Variable Rate Loans Suit Extra Repayments

21st May 2026

Why Variable Rate Loans Suit Extra Repayments

How the right loan structure and regular additional payments can build equity faster and reduce your total interest without penalties or restrictions.

Image for Unlock the secrets to Commercial Loan Structuring

21st May 2026

Unlock the secrets to Commercial Loan Structuring

How the right loan structure protects cashflow, reduces risk, and positions your business for growth in South Perth's commercial property market

Image for The easiest way to manage rising housing costs

20th May 2026

The easiest way to manage rising housing costs

Understanding how loan structure, deposit size, and product selection directly influence your ability to enter and remain in the property market.

Image for The easiest way to finance a pharmacy building

18th May 2026

The easiest way to finance a pharmacy building

Understanding your business loan options when purchasing commercial property for your pharmacy, including security requirements, loan structures, and approval considerations.

Image for Fixed Rate Investment Loans: How to Lock in Certainty

17th May 2026

Fixed Rate Investment Loans: How to Lock in Certainty

Fixed rate investment loans offer predictable repayments while building your property portfolio. Understanding when to fix and for how long can protect your cash flow.

Image for Commercial Loan Settlement: What Happens and When

15th May 2026

Commercial Loan Settlement: What Happens and When

Understanding the settlement process for commercial property finance helps business owners prepare the necessary documentation and avoid delays that can cost thousands.

Image for Investment Loans and Property Analysis for Investors

14th May 2026

Investment Loans and Property Analysis for Investors

How to evaluate property investment opportunities with the right finance structure, tax position, and borrowing strategy to support portfolio growth.

Image for How Commercial Property Valuations Affect Your Loan

13th May 2026

How Commercial Property Valuations Affect Your Loan

Understanding valuation methods and their impact on loan amount, interest rate, and borrowing structure for your commercial property purchase or refinance.

Image for Variable Rate Investment Loans: Fees and Costs to Factor In

12th May 2026

Variable Rate Investment Loans: Fees and Costs to Factor In

Understanding the fee structure and ongoing costs of variable rate investment loans helps property investors calculate their true borrowing expense and protect rental income margins.

Image for The right way to fund a retail shopfront purchase

10th May 2026

The right way to fund a retail shopfront purchase

Understanding your finance options when purchasing commercial property for your retail business, from secured loans to progressive drawdowns.

Image for First Home Buyers: Off-the-Plan Property Purchases

8th May 2026

First Home Buyers: Off-the-Plan Property Purchases

Understanding deposit structures, finance conditions, and government incentives when purchasing an off-the-plan property as a first home buyer in Australia.

Image for Home Loan Features That Reduce Repayments and Build Equity

6th May 2026

Home Loan Features That Reduce Repayments and Build Equity

Understanding offset accounts, split loans, and redraw facilities can save thousands in interest and shorten your loan term substantially.

Image for Investment Loan Risk: How to Assess Before Committing

6th May 2026

Investment Loan Risk: How to Assess Before Committing

Understanding your exposure across vacancy, leverage, and cash flow helps determine how much investor borrowing you can realistically sustain over time.

Image for Commercial Loan Compliance: What Lenders Assess

5th May 2026

Commercial Loan Compliance: What Lenders Assess

Understanding the obligations and documentation required to secure commercial property finance and keep your facility compliant throughout the loan term.

Image for Refinancing to Switch from Variable to Fixed Rates

4th May 2026

Refinancing to Switch from Variable to Fixed Rates

Many property owners across South Perth and Australia are weighing whether to lock in a fixed rate as their variable rate climbs.

Image for Downsizing Your Home: How to Finance the Move

1st May 2026

Downsizing Your Home: How to Finance the Move

Moving to a smaller property in South Perth can unlock equity and reduce debt, but the finance needs more planning than you might expect.

Image for Business Loan Eligibility Criteria in Australia

30th April 2026

Business Loan Eligibility Criteria in Australia

Understanding what lenders assess when reviewing your application helps you prepare the right documentation and position your business for funding approval.

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221 Canning Hwy, South Perth WA 6017

STATUS FINANCIAL GROUP PTY LTD ABN: 89 639 884 441. Credit Representative #392087 is authorised under Australian Credit Licence #384704.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.